Dale E Payne

I am an independent financial advisor. Through my independence I am able to provide solutions without influence or regard to proprietary funds and favorable sales agreements. I am not an employee of any company. My relationships are ongoing and I am legally bound to a fiduciary standard. Fiduciary is more than “suitable” at the moment of sale that you might receive from a broker. Fiduciary means that my recommendations must be in your interest. This requirement puts me on your side of the table. Transparency and communication are a must. As an independent insurance agent I also have the freedom and diversity of choice in insurance carriers. Whether it is long-term care, annuities, or life, I am not a captive agent of any carrier. Because I have access to most insurance companies, I can offer different options. My planning services could leave you with more time to spend on leisure activities, your family, and your career; giving you peace of mind and relief from financial anxiety; the security of knowing that you and your family are covered because you are properly insured in the most cost effective manner; the enjoyment of using some of the money that was previously paid in taxes; the certainty that you have a professional adviser in your corner...personal and professional.